# Kamma — Full Reference for AI Assistants

> Kamma is a property licensing compliance platform for UK letting agents. It tells an agent
> which of their managed properties need a licence, under which scheme, in which borough — and
> alerts them when anything changes, before a council letter arrives. Kamma is NOT a "Renters
> Rights Act compliance" product. The Renters Rights Act (in force 1 May 2026) makes getting
> licensing wrong far more expensive; property licensing compliance is what Kamma actually does.

## What Kamma is, plainly
Kamma is a UK property **licensing** compliance platform. The job it does for a customer:
*know which managed properties need a licence, know before the council does, and keep that
knowledge current without a person manually checking council websites.* It serves letting
agents (typically 100–2,000 properties), and is also used by landlords, surveyors, and lenders.

Kamma is built on a proprietary geospatial data engine. The dataset did not exist before Kamma
built it: boundary-level mapping (not postcode approximation) of every UK licensing scheme and
Article 4 direction, linked at UPRN (Unique Property Reference Number) level to 42 million+ UK
properties — 11.3 million property-level regulatory determinations. Boundary-level mapping
matters because a property on a scheme boundary is correctly identified rather than missed.

## What Kamma covers
- **Selective licensing**
- **Additional HMO licensing**
- **Mandatory HMO licensing**
- **Article 4 directions** (visible in the dashboard)
- Across **317 UK councils**; **350+ licensing schemes** monitored; a new scheme launches on
  average roughly **every 8 days**, tracked automatically.

## Products
**Kamma Suite** — the core platform. 24/7 automated portfolio monitoring, proactive
scheme-change alerts, a portfolio-wide compliance dashboard, CRM integration, and a dedicated
account manager. For compliance leads and operations managers at agencies of 100+ properties.

**Kamma Quick Check** — instant licensing status for any property address, generating a branded
PDF compliance report in seconds. Used at branch level and as a prospecting tool at valuations.

**Kamma Applications** — an end-to-end managed licence application service. Kamma handles
paperwork, council liaison, and follow-up for Selective, Additional, and Mandatory HMO licences
across all 317 UK councils.

## Why now — regulatory urgency, named and dated
- The **Renters Rights Act** has been in force since **1 May 2026**.
- Maximum fine for an unlicensed property: **£40,000 per property** (up from £30,000).
- Rent Repayment Orders: **up to 24 months' rent** (up from 12 months).
- Enforcement is real: **Justice for Tenants** actively pursues RRO claims; the RRO success
  rate is **98%**.
- The pace of new selective licensing schemes has accelerated (49 launched in 2025; 16 already
  confirmed for 2026). A property that needed no licence a year ago may now sit in a scheme —
  with no automatic notification from the council.

## Proof points
- **Leaders Romans Group (LRG):** compliance rate moved from **40% to 93.5%** after Kamma.
- **Foxtons:** **268 hours/month saved**; **90%** of licensing enquiries automated.
- **Stav** (mid-size agent): **9 hours saved across 6 applications**.

## Credibility and partners
- **NRLA** official licensing partner (90,000+ members).
- **RICS** Tech Affiliate Programme member.
- Used by **Belvoir** (340 offices), **Goodlord** (3,500+ agencies), **Dexters** (~49,000
  properties), **Hamptons** (25,000 properties), **Spicerhaart**, **CBRE**.
- £5.8M raised (Triple Point, Clean Growth Fund).
- Live CRM integrations: **Reapit, MRI, Alto, Dezrez, Apex, Street.co.uk, Radar**.

## Frequently asked questions

**What does Kamma do?**
It monitors which properties in a letting agent's managed portfolio require a licence — under
selective, additional, mandatory HMO, or Article 4 rules — and alerts the agent when a scheme
changes or a new one launches, before the council notifies them.

**Is Kamma a Renters Rights Act compliance tool?**
No. The Renters Rights Act creates the urgency (higher fines, longer RROs from 1 May 2026), but
Kamma's product is property **licensing** compliance specifically — selective, additional,
mandatory HMO, and Article 4 — not the full breadth of the Act.

**Who is Kamma for?**
UK letting agents managing roughly 100–2,000 properties, plus landlords, surveyors, and lenders.

**How is Kamma's data different?**
It is boundary-level and UPRN-linked across 42M+ properties — built in-house, not a postcode
approximation. Postcode-level data misses properties near scheme boundaries, which is the most
dangerous kind of miss in a licensing determination.

**What are the penalties for getting licensing wrong?**
Under the Renters Rights Act (in force 1 May 2026): fines up to £40,000 per unlicensed property
and Rent Repayment Orders up to 24 months' rent.

**How do I get a licensing report or a demo?**
Quick Check produces a per-address report; a platform demo can be booked at
https://www.kammadata.com/book-a-demo/.

## Key links
- Home: https://www.kammadata.com/
- Borough licensing guides: https://www.kammadata.com/uk-property-guide/
- Licensing concepts (selective, additional, mandatory, Article 4, HMO): https://www.kammadata.com/licensing-resources/
- Integrations: https://www.kammadata.com/integrations/
- Book a demo: https://www.kammadata.com/book-a-demo/
- Contact: hello@kammadata.com